small business | Branden R. Williams, Business Security Specialist

PCI Compliance for…. standard

We are almost done with the next edition of the book! Anton & I are cleaning up a few last edits in the first manuscript and it will be in the publisher’s hands. One topic that we kept coming back to when writing this edition was broadening our scope to go beyond big, Level 1 merchants and service providers. We even dedicated a chapter to small businesses in this edition, and give you tips for what to do when starting a business that needs to accept payment cards. But one thing that strikes me as I reflect upon writing that chapter is the overwhelming urge to make the chapter three words long. Those three words would be: Just. Outsource. It. ...

A Conversation with Visa standard

Wednesday was a busy day for me at the Community meeting. In between sessions, I spent thirty minutes with Eduardo Perez, head of global payment system security, Tia Ilori, business leader, U.S. payment system risk, and Ingrid Beierly, business leader, fraud control & investigations from Visa. Visa is the largest payment brand and creator of the Cardholder Information Security Program whose content drove the majority of what we see in the PCI DSS today. We started by discussing the fraud rates and how PCI DSS is helping to keep fraud under control. According to Perez, fraud rates are very low and fairly stable—around 5%. So PCI has to be doing SOME good if fraud rates are not spiraling out of ...

A Conversation with Bob, Troy, and Jeremy standard

If you caught me this year at the PCI Community Meeting you may have noticed something strange attached to my badge—a green “Press” ribbon. While it was strange to wear it and I don’t consider myself a member of the press, I’m thankful for what it ended up getting me. I had some great 1:1, on the record discussions with key stakeholders which I plan on bringing to you here in the blogorino. The first one I want to review is a conversation I had with the public leaders of the PCI SSC, Bob Russo (GM), Troy Leach (CTO), and Jeremy King (EU GM). The first thing I asked about was the new Special Interest Group (SIG) process that Jeremy ...

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