Dave Ramsey Applied to Security, Baby Step #1 standard

I’ve been on a Dave Ramsey kick lately. I like his message and his concept of declaring war on debt. One of his mantras can save people TONS of cash if they would just use basic things they learned in school. “Do the math!” Everyone out there has a brother-in-law, church buddy, or friend of a friend who is “a finance guy.” We tend to listen to people we consider experts without questioning their motives, simply because we don’t believe we can comprehend the complexity of the question enough to figure the answer out ourselves. For example, several years ago I went to a car dealership to buy my wife a new car. I had just recently graduated with my ...
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